Strategies

Total Portfolio

Total Portfolio Solutions ("TPS") is founded on Good Harbor's Tactical Core® approach for asset allocation. The strategy invests in US and international equities, fixed income and alternative investments. The resulting composite portfolio may participate in up trending equity markets while significantly reducing equity allocations during sustained periods of equity market stress. Equity market beta positions are held in the composite portfolios at all times.

Total Portfolio Solutions ("TPS")

  • Seeks to outperform the S&P 500 Total Return Index over a full market cycle
  • Portfolio selection based on client's risk tolerance
  • Designed to participate in upside markets while preserving capital in down trending markets
  • Diversified, multi-asset class exposure
  • Use of leverage

TOTAL PORTFOLIO SOLUTIONS

The strategies invest primarily in exchange traded funds (ETFs) or mutual funds which are offered by prospectus only. Investors should consider the underlying funds' investment objectives, risks, charges and expenses carefully before investing. The prospectus, which contains this and other important information, should be read carefully before investing. The strategies are subject to management risk and an investor's return and principal value of investment may fluctuate, so that an investment, when liquidated, may be worth more or less than their original investment. ETFs trade like stocks and may trade for less than their net asset value. The strategies may also invest in fixed income securities. Fixed-income securities may be subject to the risk that the issuer of the securities may be unable to make principal and interest payments when they are due. The strategies may invest in private funds or alternative investments which may be subject to additional risks associated with the lack of liquidity, short selling, marketability and pricing. These investments may employ leverage and have exposure to other unknown operational and counterparty risks. Some of these investments may use derivative instruments such as options, swaps, futures, structured securities or other instruments. Some of these investments may hold securities or instruments for which market quotations are not readily available. The valuation of such securities may be determined by the adviser to such fund. Many of these funds are not registered under the Investment Company Act of 1940. There may be other structural and taxation issues which you should consider and review as covered in the subscription documents. The funds also may be subject to both management and performance fees which are in addition to the Adviser’s fees. Good Harbor Financial, LLC's (""Good Harbor"" or the ""Adviser"") reliance on the strategy and its judgments about the value and potential appreciation of the securities in which the strategy invests may prove to be incorrect. Overall market risk, including volatility, may affect the value of the individual instruments in which the strategy invests. There will be brokerage commissions associated with buying and selling ETFs unless trading occurs in a fee-based account.

Inception dates of each strategy are as follows: TPS 1: January 31, 2011; TPS 2: May 31, 2011; TPS 3: June 30, 2011; TPS 4: June 30, 2011; TPS 5: December 31, 2011. Performance results are presented in US dollars and are net-of-fees and trading expenses and reflect the reinvestment of dividends and capital gains. The applicable fee schedule is 1.5%. Actual fees may vary based on, among other factors, account size and custodial relationship. To the extent you are a non-fee paying investor, or your fees differ from the applicable schedule, your returns may differ from those presented. No current or prospective client should assume future performance of any specific investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may cause the performance results of your portfolio to differ materially from the reported composite performance. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's investment portfolio. Historical performance results for market indices generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. Economic factors, market conditions and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark.

Portfolios in the composite utilize levered index products. Leveraged ETFs are considered risky. The use of leverage strategies by a fund increases the risk to the fund and magnifies gains or losses on the investment. You could incur significant losses even if the long-term performance of the underlying index showed a gain. Most leveraged ETFs “reset” daily. Due to the effect of compounding, their performance over longer periods of time can differ significantly from the performance of their underlying index or benchmark during the same period of time.

The Barclay’s US Aggregate Bond Index provides a measure of the performance of the US investment grade bonds market, which includes investment grade US Government bonds, investment grade corporate bonds, mortgage pass through-securities and asset-backed securities that are publicly offered for sale in the United States. The securities in the index must have at least 1 year remaining to maturity. In addition, the securities must be denominated in US dollars and must be fixed rate, nonconvertible, and taxable. The S&P500 Total Return Index is the total return version of the S&P 500 Index which includes the effects of reinvested dividends. The S&P 500 Index is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries. The investment strategy and types of securities held by the comparison indices may be substantially different from the investment strategy and the types of securities held by the respective TPS strategies.

Good Harbor is registered as an investment adviser with the United States Securities and Exchange Commission (SEC). Registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the Adviser has attained a particular level of skill or ability. Good Harbor claims compliance with the Global Investment Performance Standards (GIPS®). To receive a complete list and description of the firm’s composites and/or a presentation that adheres to the GIPS® standards, please contact the firm at the address listed.

Related Materials
» TPS Fact Sheet 2017Q1